Talking Tokens
Talking Tokens
July 3, 2026·15:51

Tapping a Credit Card to Buy Coffee With Bitcoin Is…Kinda Wrong | Strata Research

On this edition of Strata Research, Jacquelyn sits down with institutional research analyst Alex Beaudry to dig into crypto cards, which many assumed were built for consumers but are actually seeing most traction from institutions.

Alex breaks down why the developed market consumer card is basically a feature in search of a need, what Visa is building that could change the equation, and why onchain credit could be the piece of this stack that makes or breaks the whole argument.

Check out the associated Strata Research report for more details: https://www.token-relations.com/p/the-real-story-behind-crypto-cards

TIMESTAMPS: 01:21 - What a crypto card actually is and how it works under the hood  03:04 - Why the developed market consumer card hasn't taken off — and may never 07:22 - Where the real value actually is: B2B and institutional usage  08:39 - The acquisition wave and why infrastructure is the real prize 11:46 - Onchain credit: what works and what's still broken  14:01 - What to watch over the next 6–24 months

You can subscribe to the podcast on Spotify, Apple or YouTube. If you enjoy the show, please leave a review — it really helps.  Spotify: https://open.spotify.com/show/0LOgWxIQ0NnNUD5eXsSuoZ  Apple Podcasts: https://podcasts.apple.com/us/podcast/talking-tokens/id1743669141 YouTube: https://www.youtube.com/@TalkingTokens  Follow us on X Jacquelyn:   / jacqmelinek    Talking Tokens:   / _talkingtokens    Follow us on Instagram   / _talkingtokens   Note: This podcast is for informational purposes only. Views shared are opinions, not financial advice. The host or guests may have financial interests in discussed content.

JM
Jacquelyn Melinek

Tapping a Credit Card to Buy Coffee With Bitcoin Is…Kinda Wrong | Strata Research

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